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PayPal Buyer Credit/GE Money Bank Unethical crooks Navigation: Main page Author: Ml I have used PayPal Buyer Credit for about three years always paying more than the minimums. Earlier this month after have suffered enough fustration with the inability of get the balanced lowered and recieving a letter from GE Money bank informing the that the rates were going up, I called them to have the buyer credit protection removed. I figured I could save myself $9 per month and apply it to the balance. After all I figured I would be saving myself about $108 a year. I got to admit they put up a fight giving the sales pitch to keep it and I had to repeatedly tell them I was not interested. I got email notification yesterday to tell me my May statement was ready to view online. When I opened it I see that not only the interest rate had gone up but my credit limit was also reduced to $600. I was truly ticked because I have an ebay bid on an item within what my available balance was day before yesterday. Now there is not enough to cover the bid should I win. This financial institution is no better than a bottom feeder. They routinely delay crediting payments to tack on late fees, charge outlandish interest rates, adjust them at will, and creatively add on fees to keep you sucked in and in debt. They seem to be connected to what you would think are good retailers, Belk, Old Navy, Carvin Music, etc. DON'T HAVE ANYTHING TO DO WITH CREDIT OFFERED FROM GE MONEY BANK. THEY ARE CROOKS AND WILL SCAM YOU. YOU WILL NEVER PAY THEM OFF MAKING MONTHLY PAYMENTS! If anyone knows of a consumer advocacy organization within the federal government involved in regulating unfair banking practices I would love to know where to find them. GE MONEY BANK should be investigated, held accountable or shut down.
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