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David Bickell: Ripoff Alert Navigation: Main page Author: Jim Bruggenschmidt REMAX: David Bickell was the President of the Indianapolis Metropolitan Board of Realtors in 2008. According to MIBOR: 1. "REALTORS shall be careful at all times to present a true picture in their advertising and their representations to the public." 2. "The Code of Ethics is a promise to the public that when dealing with a real estate agent who is a REALTOR, they can expect honest and ethical treatment in all transaction- related matters." 3. "Only REALTORS pledge to abide by the Code of Ethics, and only REALTORS are held accountable for their ethical behavior." As the President of MIBOR, David Bickell did absolutely nothing to protect my interest. He watched Scott Veerkamp's sting operation collect $26,000 at my expense. Unfortunately, the REMAX organization consistently uses "Bait and Switch" tactics to deceive the public. Here is an example... Scott Veerkamp (NAR): "You can trust our Realtors to always keep your interest first and foremost." Loan 1: (Property value $150,000) A. $4,799 yield spread premium B. $500 processing fee C. $250 document preparation fee D. $50 courier fee E. $35 electronic filing fee F. $425 administration fee (lender fee) Loan 2: (Property value $120,000) A. $1,440 yield spread premium B. $960 application fee C. $1,920 in "discount points" (paid to Scott Veerkamp) D. $409 administration fee (lender fee) E. $150 underwriting fee (lender fee) NAR: "How To Avoid Predatory Lending" http://www.realtor.org/home_buyers_and_sellers/how_to_avoid_predatory_lending The Center For Responsible Lending: http://www.responsiblelending.org/mortgage-lending/research-analysis/ib-ysp-110507-final.pdf CRL and Equity Theft: http://www.responsiblelending.org/mortgage-lending/tools-resources/ib011-YSP_Equity_Theft-0604.pdf Jeff Merkley and Yield Spread Premium: http://merkley.senate.gov/newsroom/press/release/?id=A09C6A80-537A-4EB1-83C5-31925F046B6F
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